Low-cost auto insurance quotes capture your attention, but will the online insurance company be there for you when your car meets a tree late at night? To get the lowest rate, you may have just the minimum level of liability protection required in Colorado. That may lower your premium, but your coverage may not be enough to pay damages after a car accident.

Your liability insurance is what pays if you cause a car accident and someone is injured. Let’s say the liability coverage listed on your policy shows split limits of 25/50/10. That means $25,000 is the maximum amount payable for bodily injury per person, up to $50,000 per accident. The third number represents the maximum payable by your policy for property damage, or $10,000. “Property damage” refers to the other vehicle, signs, poles, landscaping etc.

It may seem that saving money is the most important consideration, but it’s not always the smartest approach to protecting yourself against the very real risks associated with driving. With lawsuits becoming more common after car accidents, it’s easy to see why the minimum liability protection may simply not be enough to protect you after a car accident.

Talk to Altitude Insurance Agency about liability limits that are adequate for your family and lifestyle. Your needs may be different than what the state requires. We can help you find the right auto insurance for you at a price you can afford. Call us today!